IOF WidgetsRequest pilot
White-label · ABAC-policy-bound · Maker-checker preserved

Launch customer-facing Islamic finance journeys without building the front-end from scratch.

13 drop-in widgets — calculators, application forms, evidence viewers, QR payments, sandbox launcher. Embed via iframe, vanilla JS, or React. Bound by ABAC policy, audit trail, and maker-checker on every sensitive action.

Browse catalogSee embed codeTry the sandbox launcher
13
Widget SKUs
100%
ABAC-policy-bounded
0
Mock-data widgets
13
Compliance frameworks

Catalog

Every widget you need to launch

Calculator, application form, evidence viewer, QR payment, consent capture, sandbox launcher and more. Each widget is white-label, theme-able, and emits structured audit events.

Embedded finance

Murabaha Finance Application

Step 1 of 5 — Asset details

AAOIFI SS-8PSD2 SCAGDPRISO 20022
Submitted under maker-checker. No automatic approval. No money moves until human approval recorded.
product applicationga

Murabaha Finance Application

Drop-in Murabaha customer journey — KYC → contract → evidence.

AAOIFI SS-8IFSB-1PSD2 SCAGDPR

QR Payment / Request-to-Pay

ISO 20022 + EMVCo compatible · Maker-checker preserved on execution

ISO 20022EMVCoPSD2 SCA
No money moves without authenticated principal authorisation.
qr paymentga

QR Payment / Request-to-Pay

Generate merchant, invoice, donation, microfinance QR in one widget.

ISO 20022EMVCoPSD2 SCAAAOIFI (Zakat)

Lead generation

Murabaha Repayment Calculator

AAOIFI SS-8 — instalment + full schedule

AAOIFI SS-8IFSB-1IFRS
Monthly instalment$1,666.67
Total profit$20,000.00
Total payable$100,000.00
Show full schedule (60 periods)
#InstalmentPrincipalProfitRemaining
1$1,666.67$1,333.33$333.33$78,666.67
2$1,666.67$1,333.33$333.33$77,333.34
3$1,666.67$1,333.33$333.33$76,000.01
4$1,666.67$1,333.33$333.33$74,666.68
5$1,666.67$1,333.33$333.33$73,333.35
6$1,666.67$1,333.33$333.33$72,000.02
7$1,666.67$1,333.33$333.33$70,666.69
8$1,666.67$1,333.33$333.33$69,333.36
9$1,666.67$1,333.33$333.33$68,000.03
10$1,666.67$1,333.33$333.33$66,666.70
11$1,666.67$1,333.33$333.33$65,333.37
12$1,666.67$1,333.33$333.33$64,000.04
13$1,666.67$1,333.33$333.33$62,666.71
14$1,666.67$1,333.33$333.33$61,333.38
15$1,666.67$1,333.33$333.33$60,000.05
16$1,666.67$1,333.33$333.33$58,666.72
17$1,666.67$1,333.33$333.33$57,333.39
18$1,666.67$1,333.33$333.33$56,000.06
19$1,666.67$1,333.33$333.33$54,666.73
20$1,666.67$1,333.33$333.33$53,333.40
21$1,666.67$1,333.33$333.33$52,000.07
22$1,666.67$1,333.33$333.33$50,666.74
23$1,666.67$1,333.33$333.33$49,333.41
24$1,666.67$1,333.33$333.33$48,000.08
25$1,666.67$1,333.33$333.33$46,666.75
26$1,666.67$1,333.33$333.33$45,333.42
27$1,666.67$1,333.33$333.33$44,000.09
28$1,666.67$1,333.33$333.33$42,666.76
29$1,666.67$1,333.33$333.33$41,333.43
30$1,666.67$1,333.33$333.33$40,000.10
31$1,666.67$1,333.33$333.33$38,666.77
32$1,666.67$1,333.33$333.33$37,333.44
33$1,666.67$1,333.33$333.33$36,000.11
34$1,666.67$1,333.33$333.33$34,666.78
35$1,666.67$1,333.33$333.33$33,333.45
36$1,666.67$1,333.33$333.33$32,000.12
37$1,666.67$1,333.33$333.33$30,666.79
38$1,666.67$1,333.33$333.33$29,333.46
39$1,666.67$1,333.33$333.33$28,000.13
40$1,666.67$1,333.33$333.33$26,666.80
41$1,666.67$1,333.33$333.33$25,333.47
42$1,666.67$1,333.33$333.33$24,000.14
43$1,666.67$1,333.33$333.33$22,666.81
44$1,666.67$1,333.33$333.33$21,333.48
45$1,666.67$1,333.33$333.33$20,000.15
46$1,666.67$1,333.33$333.33$18,666.82
47$1,666.67$1,333.33$333.33$17,333.49
48$1,666.67$1,333.33$333.33$16,000.16
49$1,666.67$1,333.33$333.33$14,666.83
50$1,666.67$1,333.33$333.33$13,333.50
51$1,666.67$1,333.33$333.33$12,000.17
52$1,666.67$1,333.33$333.33$10,666.84
53$1,666.67$1,333.33$333.33$9,333.51
54$1,666.67$1,333.33$333.33$8,000.18
55$1,666.67$1,333.33$333.33$6,666.85
56$1,666.67$1,333.33$333.33$5,333.52
57$1,666.67$1,333.33$333.33$4,000.19
58$1,666.67$1,333.33$333.33$2,666.86
59$1,666.67$1,333.33$333.33$1,333.53
60$1,666.67$1,333.33$333.33$0.20
Indicative only. Final terms subject to credit + Shariah approval.
calculatorga

Murabaha Repayment Calculator

Show customers their full Murabaha schedule in seconds.

AAOIFI SS-8IFSB-1IFRS

Ijarah Rental Schedule Calculator

AAOIFI SS-9 / SS-13 — rental + buyout schedule

AAOIFI SS-9AAOIFI SS-13IFRS 16
Periodic rental$750.00
Total rental payable$45,000.00
Buyout (residual)$15,000.00
Indicative only. IMB transfer-of-title subject to standalone Hibah / Bay contract.
calculatorga

Ijarah Rental Schedule Calculator

Asset-finance journey starts with a transparent rental schedule.

AAOIFI SS-9AAOIFI SS-13IFRS 16

Sukuk Distribution Calculator

AAOIFI SS-17 — coupon schedule + YTM

AAOIFI SS-17IFSB-7
Distribution per period$22,500.00
Total return over tenor$225,000.00
Yield to maturity4.5%
Periods10
Indicative only. Subject to underlying Sukuk structure (Ijarah, Wakala, Musharakah).
calculatorga

Sukuk Distribution Calculator

Investor-ready coupon schedule for any Sukuk structure.

AAOIFI SS-17IFSB-7

Takaful Contribution Calculator

AAOIFI SS-26 — Family / General contribution + surplus

AAOIFI SS-26IFSB-8IFSB-11
Periodic contribution (monthly)$42.71
Total over tenor$5,125.00
Expected surplus (best-effort)$461.24
Show fee breakdown (Wakala / Mudarabah)
Wakala fee$128.13
Mudarabah share$25.63
Retakaful cession$51.25
Net to participant fund$307.49
Surplus distribution is best-effort, never guaranteed (Tabarru'-based pool).
calculatorga

Takaful Contribution Calculator

Show participant contribution + surplus expectations.

AAOIFI SS-26IFSB-8IFSB-11
compliance badgega

Powered by IOF — Evidence Badge

Trust badge that links to IOF evidence trail (no certification implied).

IOF Trust Framework

ROI / Time-to-Market Calculator

Indicative business case — not a commercial offer

IOF Trust Framework
Time-to-launch reduction
0%
Original internal estimate~$2,500,000
Estimated saving~$0
Months saved~0
Assumptions
  • Banking core integration via @iof/banking-connector
  • Shariah board approval cycle parallelised with technical build
  • Use of pre-built Murabaha + Ijarah + Takaful rails

Indicative only. Not a commercial offer. Final pricing scoped per jurisdiction and call volume.

Final pricing scoped per jurisdiction and call volume — discussed on the first call.
calculatorga

Islamic Finance ROI Calculator

Compare expected returns across Murabaha, Ijarah, and Sukuk structures.

AAOIFIIFRS

Compliance

Evidence Pack Viewer

Type: shariah · Pack ep_sample_2026Q1

AAOIFI SS-8AAOIFI SS-9IFSB-1BCBS 239
Approval chain
  • Shariah Officer · [email protected] · 4/23/2026, 10:00:00 AM
  • Head of Compliance · [email protected] · 4/23/2026, 3:30:00 PM
  • Shariah Board Chair · [email protected] · 4/24/2026, 6:45:00 AM
Artifacts
  • Q1-2026-shariah-report.pdf · 1.8 MB0xa7b3...c41
  • contracts-export.json · 640 KB0x8f1c...b29
  • lineage.manifest.json · 12 KB0xe9a4...1d8
Timeline
  1. 1/1/2026, 12:00:00 AM · Reporting period start
  2. 4/1/2026, 12:00:00 AM · Reporting period close
  3. 4/15/2026, 9:00:00 AM · Evidence Pack Agent assembled draft
  4. 4/23/2026, 10:00:00 AM · Shariah Officer approved
  5. 4/24/2026, 7:00:00 AM · Pack signed and frozen
Attestations
AAOIFI SS-8 ✓AAOIFI SS-9 ✓IFSB-1 ✓BCBS 239 ✓
Checksum: sha256:7c4a8f9e2b1d6c5a... · Read-only — no mutations
evidence viewerga

Evidence Pack Viewer

One viewer for every IOF evidence pack.

AAOIFIBCBS 239SOC 2ISO 27001

Consent / Delegation

Open finance + corporate banking consent — PSD2 SCA + GDPR aligned

PSD2 SCAGDPRISO 27001FATF
Consent is revocable at any time. Audit trail published on grant + revocation.
consent capturebeta

Consent / Delegation Widget

Open finance + corporate banking consent in one component.

PSD2 SCAGDPRISO 27001FATF

Operations

Trade Finance Document Checker

UCP 600 / ISBP 821 / ISP98 discrepancy detection

UCP 600ISBP 821ISP98URDG 758
missing
missing
missing
missing
missing
missing
Missing6Discrepancies0
Discrepancies shown are illustrative until LC fields and document OCR are linked.
trade document checkerbeta

Trade Finance Document Checker

UCP 600 / ISBP 821 discrepancy detection in seconds.

UCP 600ISBP 821ISP98URDG 758

Reconciliation Exception Viewer

Ledger / core / ISO 20022 / counterparty mismatches

BCBS 239ISO 20022
3 open break(s)
Select a break to inspect
Read-only — no auto-postings. Maker-checker preserved on every fix.
reconciliation viewerbeta

Reconciliation Exception Viewer

See every break, with cause + recommended fix.

BCBS 239ISO 20022

Developer

Sandbox Tenant Launcher

Use case → rails → tenant → API keys → first journey

SOC 2GDPRISO 27001
Choose a use case
Sandbox tenants are isolated and never share data with production.
sandbox launcherbeta

Sandbox Tenant Launcher

From use case to working sandbox in under 5 minutes.

SOC 2GDPRISO 27001

Embed

Three ways to embed

iframe, vanilla JS auto-mount, or React. Pick what fits your stack.

iframe
<iframe
  src="https://widgets.islamicopenfinance.com/widgets/murabaha-calculator?tenant=tnt_xyz"
  width="100%" height="520" frameborder="0">
</iframe>
Auto-mount
<script src="https://widgets.islamicopenfinance.com/embed.js"></script>
<div data-iof-widget="murabaha-calculator"
     data-iof-tenant="tnt_xyz"></div>
React
import { MurabahaCalculator } from
  "@iof/embedded-ux-kit/widgets";

<MurabahaCalculator />
Audit trail. Every widget emits structured WidgetEvent messages to the configured callback URL. Maker-checker is preserved on every sensitive action — no widget moves money.

Pilot

Pilot a widget in your app

Tell us your stack and use case — we'll provision a sandbox tenant and a white-label widget bundle in under a week.

Request pilot